Welcome to Value Health Benefits, LLC!
These Terms of Service ("Terms") outline the rules and regulations for the use of Value Health Benefits, LLC's Website, located at ValueHealthBenefits.com and govern your use of our services, website and any products and features provided by our Medicare and Affordable Care Act ("ACA")/ObamaCare agency.
Value Health Benefits, LLC is an insurance agency that sells health insurance including Medicare and Affordable Care Act (ACA)/ObamaCare.
By accessing this website or using our services, we assume that you accept these terms and conditions. Do not continue to use ValueHealthBenefits.com if you do not agree to all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions and Privacy Policy and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company's terms and conditions. "TheCompany", "Ourselves", "We", "Our" and "Us", refers to our Value Health Benefits, LLC. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of us. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
Cookies
We employ the use of cookies. By accessing ValueHealthBenefits.com, you agree to use cookies in agreement with the Value Health Benefits, LLC'sPrivacy Policy.
Most interactive websites use cookies to retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
License
Unless otherwise stated, Value Health Benefits, LLC and/or its licensors own the intellectual property rights for all material on ValueHealthBenefits.com. All intellectual property rights are reserved. You may access this from ValueHealth Benefits, LLC for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. ValueHealth Benefits, LLC does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Value Health Benefits, LLC, its agents and/or affiliates.
Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Value Health Benefits, LLC shall not be liable for comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the comments on this website.
Value Health Benefits, LLC reserves the right to monitor all comments and to remove any comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
You hereby grant Value Health Benefits, LLC a non-exclusive license to use, reproduce, edit and authorize others to use, any of your comments in any and all forms, formats or media.
Use of Services
Eligibility: You must be eligible to use our services, and you agree to provide accurate and
complete information when using our services.
Access and Accounts: You may need to create an account to access certain features of our
services. You are responsible for maintaining the confidentiality of your account credentials and
for all activities that occur under your account.
Medicare Enrollment Services
Scope: Our agency provides services related to Medicare enrollment and healthcare assistance.
We do not guarantee eligibility for Medicare benefits, and the final determination rests with
Medicare and other relevant authorities.
Accuracy: While we strive to provide accurate and up-to-date information, we do not warrant
the accuracy or completeness of the information provided on our website or through our services.
Privacy and Security
Privacy Policy: Your use of our services is subject to our Privacy Policy, which outlines how
we collect, use, and protect your personal information.
Security: We employ reasonable security measures to protect your personal information but
cannot guarantee the security of your data. You are responsible for maintaining the security of
your account.
Intellectual Property
Ownership: All content and materials on our website and services, including but not limited to
text, graphics, logos, and software, are the property of [Your Medicare Agency Name] and are
protected by intellectual property laws.
Use of Content: You may not use our content for any purpose without our prior written
consent.
SMS / Text Messages
We use SMA / Text Messages to exchange information regarding Value Health Benefits, LLC and/or its policies with our customers. Text messages sent will pertain to policy coverage details and will be sent on an as needed basis.
Messaging and data rates may apply.
We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages
If you would like to opt-out of SMS messaging, you can message STOP back to us ro email us at contact@valuehealthbenefits.com.
All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You can cancel the SMS service at any time. Simply text “STOP.” Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages form us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to contact @valuehealthbenefits.com. Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider. For privacy-related inquiries, please refer to our Privacy Policy.
Hyperlinking to our Content
The following organizations may link to our Website without prior written appro
These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.
We may consider and approve other link requests from the following types of organizations:
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Value Health Benefits, LLC; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and(c) fits within the context of the linking party's site.
If you are interested in linking to our website, you must inform us by sending an e-mail to contact@ValueHealthBenefits.com. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
No use of Value Health Benefits, LLC's logo or other artwork will be allowed for linking absent a trademark license agreement.
iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
Content Liability
We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.
Limitation of Liability
To the extent permitted by law, Value Health Benefits and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services or any information provided therein.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it's linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Termination
We reserve the right to terminate or suspend your access to our services, with or without notice, for any violation of these Terms or for any other reason at our sole discretion.
Changes to Terms
We may update these Terms from time to time to reflect changes in our services or for other operational, legal, or regulatory reasons. We will notify you of any significant changes.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law principles. By using our services, you agree to the terms and conditions outlined in these Terms of Service.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Last updated: June 4, 2025