2024 Benefits

Benefits Guide

Benefits 2024

We believe in the holistic well-being of our employees. That approach serves as the catalyst for a comprehensive benefits platform, which supports all aspects of life. Whether it is improving your health, planning for retirement, or supporting a family member, we are confident that our benefit program will help meet your needs.

  • New Hire enrollment must be completed within 30 days of the date of hire.
  • Eligible benefit changes and supporting documentation must be completed within 30 days of a qualifying life event (birth; adoption; marriage; divorce; death of a dependent; change in insurance or employment status of covered dependent).*
  • Dependents are qualified as: Spouse, Domestic Partner, and children.  Coverage is extended to children until December 31st of the year they reach age 26 unless they are disabled.*

*Supporting document is required when making a qualifying event benefit change, including domestic partners in coverage, and when enrolling an adult disabled child.

We believe that at the core of every successful benefit program lies a culture of health, wellness, and conscientious consumerism. We are looking forward to 2024, a year of healthy and wealthy living.

Your Benefits Team

Important Benefit Highlights

  • New Domestic Tiers In Medical Plan – The Plan pays 100% of coinsurance after members meet deductible when they receive eligible services at NueHealth ASCs and ValueHealth Centers of Value; and 90% of eligible coinsurance after deductible is met when services are performed at BlueCross Blue Distinction Centers.
  • Wellness Reward – increased from $750 to $1,000.
  • Wellness Reward Gatekeeper – In order to receive a quarterly reward, participants must complete the barometric assessment + questionnaire. No other incentives will be paid until assessment has been completed.
  • New Coaching Requirements to Receive 100% Pharmacy Benefit – In order to receive 100% coverage for qualified prescriptions, employees will be required to take advantage of the plan’s counseling programs.
  • Change In Access to Preventative Drugs – drugs that are traditionally prescribed for diabetes are no longer covered under our plan for anti-obesity diagnoses.
  • Change in HSA carrier – We will be partnering with UMB Bank. Minimum contribution of $10/bi-weekly required to participate. You may keep your current account in addition to the new one, or you may transfer funds to the new account for a $25 fee charged by NueSynergy.

Employees can access their medical information on MyHealthtoolkit, a concierge tool that allows members to take full advantage of their BCBS benefits. By logging on to MyHealth Toolkit, members can access Teladoc, print their BCBS ID card, find providers, check the status of claims, receive cost estimates on specific services, get access to resources related to various types of care, BCBS member perks, and so much more.

Members have access to board-certified physicians through the convenience of phone or video consults 24/7/365. Teladoc providers can treat many common medical conditions and write prescriptions according to the guidelines in your state. Log on to MyHealthToolkit to register for Teladoc.  

Lifeworks is a Total Wellbeing Solution designed to help employees improve their mental and physical health and productivity at work, school, and home—compliments of NueHealth. Employees can turn to Lifeworks for confidential support through their wellness journey—anytime, anywhere via mobile or web. Services include access to 24/7 counseling and online wellbeing services, monthly webinars, and legal services.

Access the lifeworks portal at metlifeeap.lifeworks.com
Username: metlifeeap
Password: eap

Domestic Partners are eligible to participate with the same access as spouses. As a reminder when adding a domestic partner, teammates must fill out and return a notarized Domestic Partner Certification to ccrowe@valuehealth.com

This plan offers an incentive to spouses who opt-out of our medical plan by enrolling in their company’s medical insurance plan. To participate in the SpouseSaver program, spouses of participants in the medical plan must have participated in one of our medical plans or in the SpouseSaver HRA during the preceding plan year. This requirement does not apply to new hires, newly eligible teammates, or those experiencing a qualifying life event, such as marriage. Re-enrolling in this program must be done on an annual basis. 
The Spouse Saver HRA may impact the ability to contribute to an HSA if an employee’s spouse enrolls in an HSA-qualified high deductible health plan. Consult a tax professional for regulations and restrictions.

Do not forget about our physician-led disease management and coaching program for participants of the medical plan who are at risk for pre-diabetes, diabetes, and obesity. This is at no cost to the teammate or eligible dependent. info.virtahealth.com/join 

The company cares about the financial well-being of employees and proudly offers a 401(k) plan to help them meet retirement goals. Employees are eligible to participate the 1st of the month after 30 days of employment.  After one-year of employment employees are eligible for the company match.
Additional features include:

  • A 4% auto-enroll feature for all new employees
  • An annual auto-increase of 1% which is processed around the time of the annual merit increases.

These features are offered to assist our employees in achieving their long-term retirement goals.
https://participant.empower-retirement.com/participant/#/login

Medical

The foundation of your plans to protect your family’s health.

Dental

Help you plan and budget for the costs of dental care.

Vision

Offset your costs for routine eye exams, glasses, contact lenses..

Hospital Indemnity

Pays directly to you if you are hospitalized so you can pay copays or unrelated bills.

Critical Illness

Supplemental coverage for medical emergencies like heart attacks, strokes, or cancer.

Accident

Protection that pays a lump sum if you have an unexpected accident to be used as you see fit.

Life and AD&D

Coverage that pays in the event of death or an accident.

Disability

Supplemental coverage for medical emergencies like heart attacks, strokes, or cancer.

Flex Spending

Protection that pays a lump sum if you have an unexpected accident to be used as you see fit.

Wellness

Support developing better health habits, to improve your wellbeing.

Legal Benefits

Answers from lawyers and representation you need when you need it.

Long Term Care

Assistance if you are unable to work or care for yourself for an extended period.

Two Ways to Enroll!

Self Enroll Online

Enroll Online

Call Center

314-442-0063

Have a good understanding of your benefits? Enroll yourself online with through the UKG portal.

Counselors are available
Monday – Friday, between 8am and 7pm central time to assist with your benefits.